What is DICE Insurance and how is it used in the filmmaking industry?

DICE Insurance is a type of annual film production insurance policy tailored for filmmakers producing Documentaries, Industrial, Commercial, and Educational content. A DICE policy offers year-round protection for multiple shoots, equipment, cast, crew, and locations—ideal for production companies and filmmakers working on several projects a year.

What does an annual DICE policy typically cover?

An annual DICE policy covers a wide range of filmmaking insurance needs including general liability, cast and crew coverage, film equipment protection, errors & omissions, commercial auto, inland marine, media liability, negative film & faulty stock, and workers' compensation. It simplifies coverage for filmmakers producing multiple projects under one plan.

How much does annual film production insurance cost with a DICE policy?

The cost of annual film production insurance through a DICE policy typically ranges from $5,000 to over $50,000, depending on your project’s risk profile. Factors include the number of productions, use of stunts or special effects, international locations, and high-value equipment. A tailored DICE insurance plan ensures filmmakers get the right level of protection at a competitive rate.

DICE/Annual Production Insurance

Our comprehensive DICE insurance products are designed to protect your project from potential liabilities, risks and unforeseen circumstances, allowing you to focus on creating exceptional content with peace of mind.

Trust MFE Insurance to provide tailored insurance coverage that safeguards your DICE production and supports your creative endeavors.

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Your Production’s Safety Net

Camera operator on a filming set protected by a DICE insurance policy

Production Carriers

Mitigate Risks, Ensure Success

Film production editors viewing taped footage on computer

Protection For Long-Term Productions

For annual or ongoing productions, we offer comprehensive annual production insurance policies that provide continuous coverage throughout the year. With an annual policy, you have the convenience and peace of mind knowing that your production is protected against potential risks at all times.

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What Makes Annual Film Production Coverage Unique?

MFE Insurance provides annual film production insurance that covers multiple projects, including documentaries, commercials, and educational films. What sets DICE and annual film production insurance apart is the range of locations, production styles, and teams involved. This creates a dynamic risk profile that traditional single-project insurance may not fully cover. With flexible, year-round protection, we address diverse risks across various locations, equipment, and teams, ensuring comprehensive coverage without the need for separate policies for each production.

Annual film production insurance offers flexible, year-round coverage, protecting all your projects under one policy. This eliminates the need to purchase individual policies for each film, ensuring continuous protection and saving time and costs on administrative tasks.

Since these productions cover various genres (documentary, industrial, commercial, educational), each project may have unique risks, such as different filming locations, equipment, and cast. The insurance must account for the varied nature of productions under one comprehensive policy.

Annual film production companies often own or lease expensive equipment such as cameras, lighting, and sound gear. Their insurance needs to cover not only the replacement or repair of this equipment but also the rental costs of substitute equipment during production.

Annual film productions often take place in multiple locations, including public spaces and private property, which can involve location permits, set construction, and potential property damage.

A crew for an Annual film production involve various professionals, from actors and directors to camera operators and stunt personnel, creating the need for coverage against injury, illness, or accidents on set.

How Much Does Annual Film Production Insurance Cost?

At MFE Insurance, annual film production insurance costs depend on several key factors, with coverage typically ranging between $5,000 and $50,000 or more. Productions with higher risks, such as stunts, special effects, or international shoots, require broader coverage to manage potential hazards, which can lead to higher premiums.

Complex equipment, intricate sets, and high-value locations contribute to higher costs, but this coverage is essential to keep production running smoothly.

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Never Risk Your Project

feature film of a space exploration project with a camera crew

Available DICE Insurance Coverages

An annual DICE insurance policy is a cost-effective solution for production companies handling multiple projects yearly. It’s ideal for companies using rented equipment or freelance producers working on several productions, providing comprehensive coverage and affordability for independent filmmakers.

The cast and crew form the lifeblood of every film production, and ensuring their safety and well-being is of utmost importance for the success of your project. Our cast and crew coverage offers vital financial protection and assistance in cases of work-related injuries, illnesses, or accidents, providing you and your team with peace of mind.

Transportation is a pivotal element in any film production, and safeguarding your production vehicles is essential to facilitate a seamless and triumphant filmmaking journey. Our commercial automobile coverage offers crucial financial protection, shielding you against potential accidents, property damage, and bodily injury claims that might occur during your film shoots.

Errors & omissions (E&O) coverage offers all-encompassing protection against claims stemming from alleged negligence, inaccuracies, or omissions linked to your film’s content. MFE Insurance recognizes the paramount significance of E&O coverage for your film production, and we provide customized solutions designed to shield your project effectively.

Your film equipment is the lifeblood of your creative vision, and safeguarding it against potential damage, theft, or loss is vital for the success of your film production. MFE Insurance provides comprehensive film equipment coverage that is tailored to protect your invaluable gear, ensuring your production stays on course without disruption.

DICE productions involve various individuals, locations, and equipment, making general liability coverage essential. Our policies protect you against third-party bodily injury, property damage, and personal injury claims that may arise during the production process.

From on-location shoots to equipment transportation, our dedicated inland marine coverage provides comprehensive protection for your valuable film production assets. Whether it’s cameras, lighting equipment, or any other essential gear, we guarantee the safety of your property and equipment, shielding them from potential damage, loss, or theft during transit or while at temporary locations. Your assets are in trusted hands with our specialized coverage.

Media liability coverage serves as a strong defense against claims stemming from defamation, invasion of privacy, copyright infringement, advertising activities, or other media-related risks that could emerge during your film production. With media liability coverage, you can proceed with your film production knowing you have a reliable shield against potential legal challenges.

Securing your film footage is paramount for the success of your production. Protecting your negatives or digital media from potential damage or loss is crucial to maintain the integrity of your project. At MFE Insurance, we provide negative film and faulty stock coverage specifically designed to protect your invaluable film footage at every stage of the production process.

Our all-inclusive workers’ compensation policy delivers crucial protection, encompassing medical expenses, lost wages, and rehabilitation benefits. This ensures that your crew and staff members are thoroughly safeguarded in the event of work-related injuries or illnesses during the film production process.

Apply For A DICE Insurance Policy With MFE Insurance Today

Protect your DICE production with the right insurance coverage. At MFE Insurance, we are dedicated to providing exceptional service and customized insurance solutions for your unique needs.

Our experienced team will work closely with you to assess your requirements and design a DICE insurance policy that suits your specific project.

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Safeguard Against Potential Liabilities

Film crew on set covered by an annual production insurance policy

Your Questions About DICE Insurance, Answered

FAQs

What is DICE insurance, and how do I know if it’s right for my type of production?

Documentary, Industrial, Commercial, & Education (DICE) insurance is a customizable policy tailored for short-term or ongoing non-theatrical film, video, or content productions, including documentaries, commercials, corporate videos, or educational pieces. If you’re creating media outside major studio-feature filmmaking, DICE insurance offers flexible and essential protection for gear, crew, and liabilities.

What types of productions are generally eligible for DICE insurance coverage?

DICE policies typically cover a wide range of projects including PSAs, commercials, music videos, educational videos, industrial videos, and documentaries. However, certain high-risk productions, like stunts, pyrotechnics, or live audiences, may require special underwriting or exclusions. Always check with the insurer regarding your specific production type.

If someone gets injured on my set, will DICE general liability insurance cover legal and medical costs?

Yes, DICE general liability insurance is designed to cover third-party bodily injury and property damage caused by your production activities. This includes on-set accidents involving crew, talent, or passersby, provided your policy is active for the shoot date and location.

What equipment can I insure under a DICE equipment policy, just cameras or other gear too?

DICE equipment coverage generally includes cameras, lenses, audio gear, lighting, rigs, and production-related electronics. You can insure owned, rented, or borrowed equipment, but each may require separate documentation or endorsements, particularly rental contracts for third-party gear.

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DICE/Annual Production Insurance

Production Carriers

Protection For Long-Term Productions

What Makes Annual Film Production Coverage Unique?

Flexibility in Coverage Duration

Adjustable Coverage Scope

Film Equipment Coverage

Flexible Location Coverage

Cast and Crew Liability

How Much Does Annual Film Production Insurance Cost?

Available DICE Insurance Coverages

Cast & Crew

Commercial Automobile

Errors & Omissions

Film Equipment Coverage

General Liability

Inland Marine

Media Liability

Negative Film & Faulty Stock

Workers’ Compensation