Agency Online Privacy Policy
Thank you for visiting our internet website (“Site”). Your privacy is important to us, and we are providing you with this Agency Online Privacy Policy to give you information about how we manage information gathered from this Site managed by us and our affiliates, herein referred to as ‘The Company and its Affiliates,’ ‘Us,’ ‘We,’ ‘Company.’
In addition to the information in this Online Privacy Policy, We, the Company and its Affiliates provide other notices describing our information use and disclosure practices related to other transactions and relationships you may have with our Company. Such other notices will be presented to you when these situations arise in your dealings with us. This Online Privacy Policy applies only to that information you supply to our Agency through your use and access of the Site.
Website Visitors
Like most website operators, we collect non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. The Company’s purpose in collecting non-personally identifying information is to better understand how the The Company and its Affiliates’ visitors use its website. From time to time, the Company may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
The Company and its Affiliates also collect potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on blogs/sites. The Agency and its Affiliates only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
How We Collect, Use and Share Information
Site Functions
You may be required to provide certain information in order to use some of the functions on this Site (“Site Function(s)”). Examples of Site Functions available through our Sites include the ‘Apply’ link, all functions of the ‘Client Portal, the ‘Contact’ link or ‘Get in Touch’ link, or any other link that is contained on this Site. Each Site Function will provide guidance regarding whether and what information is necessary to utilize the function. Site Functions may be modified from time to time, and different functions may require different information.
You are not obligated to provide any requested information, but it might not be possible to process your request or grant you access to certain Site Functions without the information requested. For instance, it is necessary for you to provide an email address and other business or personal contact information so that we may establish contact with you in one form or another. If you are ever asked for personal information as part of your visit to this Site, and you do not want to provide that information, simply do not proceed with that Site Function.
Information Use and Disclosure
We only use and disclose personal or business information collected through our sites as permitted or required by law in conjunction with our normal Company operations.
We may also share information collected through the Site with our affiliates, of which are also listed within this Online Privacy Policy and considered part of this agreement. The affiliates under this agreement will be listed accordingly. The Company and its Affiliates may collect personally identifiable information, such as your name. If you purchase the Company’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction. We may gather additional personal or non-personal information in the future. Information about your computer hardware and software may be automatically collected by us. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of Company website. We encourage you to review the privacy statements of websites you choose to link to from our Company so that you can understand how those websites collect, use and share your information. The Agency is not responsible for the privacy statements or other content on websites outside of the websites not listed in this Online Privacy Policy.
Further, each affiliate party to this Online Privacy Policy will have their own Privacy Policy pertaining to their non-website related activities. Such information is generally provided when a visitor becomes a customer but feel free to request a copy using the specific contact information of the affiliate listed in the latter part of this agreement.
Use of Your Personal Information: We collect and use your personal information to operate our website(s) and deliver the services you have requested. The Company and its Affiliates may also use your personally identifiable information to inform you of other products or services available from The Company and its Affiliates. We may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. The Company does not sell, rent or lease its customer lists to third parties. We may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to us, and they are required to maintain the confidentiality of your information. We will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on The Company or the site; (b) protect and defend the rights or property of The Company and its Affiliates; and, (c) act under exigent circumstances to protect the personal safety of users of our Company, or the public.
Aggregated Statistics
The Company and its Affiliates may collect statistics about the behavior of visitors to its websites. We may display this information publicly or provide it to others. However, we do not disclose personally-identifying information other than what is disclosed here.
Information Security and Protection of Certain Personally Identifying Information
While your personal information is under our control, access is limited to those who have legitimate business needs for such information. In accordance with applicable state and federal regulations we maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of information collected through this Site, and the sites of our affiliates, while it is under our control.
The Company and its Affiliates disclose potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on The Company and its Affiliates’ behalf or to provide services available on its’ websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using The Company and its Affiliates’ websites, you consent to the transfer of such information to them. We will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations as described in this agreement.
Further, The Company and its Affiliates may disclose potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when The Company and its Affiliates believes in good faith that disclosure is reasonably necessary to protect the property or rights of The Agency and its Affiliates, and third parties or the public at large. If you are a registered user of an The Company and its Affiliates websites, and have supplied your email address, The Company and its Affiliates may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with us. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it to help us clarify or respond to your request or to help us support other users. We take all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Site Usage Details, IP Addresses and Cookies
As you use and navigate through the Site, we may collect information related to your visits to our Site, including for example, IP address, traffic data, geographic data, reference website data and other communication data. We may also collect individual or aggregate data relating to the resources that you access, as well as information about your computer and internet connection, including your IP address, operating system and browser type and internet usage data. Some information collected may result in the identification of a computer; however, we do not use such information to identify any individual.
We transmit non-personally identifiable information to third party service providers (e.g. Google) that collect website statistics. We also transmit non-personally identifiable information to third party service providers (e.g. AddThis) that may use such information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you. To learn more about this behavioral advertising practice, you can visit www.networkadvertising.org.
One method of collecting such information is using cookies. A cookie is a small file stored on your computer. Use of cookies helps us to improve our Site and to deliver a better and more personalized service by enabling us to: estimate our audience size and usage patterns; store information about your preferences allowing us to customize our Site according to your individual interests; speed up your searches; and recognize you when you return to our Site. You may refuse to accept cookies by activating the appropriate setting on your browser. However, if you activate such a setting, you may be unable to access certain parts of our Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Site.
Information may also be collected automatically through web beacons contained on certain pages of our Site. Web beacons are small electronic files also referred to as clear gifs. pixel tags and single-pixel gifs that permit us, for example, to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
E-mail and Site Communications Functions
Unless otherwise noted, e-mail addresses that may be available on this Site do not provide a completely secure and confidential means of communication. It is possible that such communications may be improperly accessed or viewed by another internet user on an unauthorized basis while in transit. If you wish to keep your information completely private, you should not use e-mail.
Children
This Site is not directed to children, and the Agency does not request or intend to collect personally identifiable information from anyone under the age of 13.
Changes to This Online Privacy Policy
We may change this Online Privacy Policy from time to time. When changes are made, the Version Date, which is located below, will be updated. We encourage you to read this Online Privacy Policy periodically to see if there are any changes that might affect you.
Your continued use of the Site after any changes are posted will be considered acceptance of those changes. We may terminate, suspend or discontinue any aspect of this Site, including the availability of any feature at any time. We may also impose limits on certain features and services or restrict access to all or part of the Site without notice or liability.
Who We Are and Who are Our Affiliates?
For the purposes of this Privacy Policy, unless otherwise noted, all references to ‘The Company and its Affiliates,’ ‘We,’ include : ‘The Company and its Affiliates,’ ‘Us,’ ‘We,’ ‘Company.’
MFE INSURANCE BROKERAGE ( https://www.mfeinsurance.com )
The websites under this Online Privacy Policy include a Client Lending Application; Sales & Marketing, Administration site, including payroll and workers compensation benefits as well as a full suite of insurance solutions. By using our websites, you consent to the data practices described in this statement.
Contact Information for Questions & Opting Out or Unsubscribing:
You may reach us with questions concerning our Online Privacy Policy by telephone using the Contact Customer Care phone numbers below, or by e-mail through the link in the “Contact Us” box on our Home Page, or by mail at the address in the “Contact Us” box on our Home Page. Alternatively, we have listed our affiliates below with contact information.
Should you like to unsubscribe or opt out of any type of communication please email or call the appropriate affiliate listed below.
SMS Communication & Consent
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from MFE Insurance Services. This includes SMS messages for account notifications, customer care, delivery notifications, security alerts, marketing. Message frequency varies. Message and data rates may apply. See our SMS Communication & Consent policy. Message HELP for help. Reply STOP to any message to opt out.
MFE Insurance Brokerage
10250 Constellation Blvd, Suite 2300
Los Angeles, CA 90067
344 N Old Woodward Ave
Suite 304
Birmingham, MI 48009
team@mfeinsurance.com
(213) 634-2500