Hosting a special event comes with certain responsibilities. One of the most important tasks that may fall on your shoulders is the purchase of insurance for your special event. What is special event insurance? It essentially acts as a safeguard to protect your investments when operating an event …
Restaurant, Bar, and Nightclub Insurance
How Much does Special Event Insurance Cost?
Modern restaurants accommodate a wide range of special events, from wedding receptions and wine tastings to cooking classes and charity functions. As a restaurant owner, it is important to consider all risks associated with hosting these types of events and how you can protect your investment. …
My Nightclub Audio System Broke Down: Am I Covered?
When you own a nightclub, your business relies heavily on its music quality. Without an exceptional sound system, you risk losing customers and tarnishing your reputation. Of course, a premium sound system comes at a premium price. After investing a pretty penny into your nightclub audio system, the …
What Are “Dram Shop” Laws?
Traditionally, a dram shop is any shop where spirits are sold by the dram. Today, the term refers to any tavern, bar, or similar commercial property where alcoholic beverages are sold. Dram shop laws refer to laws that make businesses liable if they sell or serve alcohol to a minor or to patron who …
Does My Business Need Spoilage Insurance?
Food spoilage has always been a major inconvenience for businesses that make, prepare, or serve food. If perishable ingredients are not used up before they expire or go bad due to an unforeseen event, businesses can lose hundreds or even thousands of dollars in product. While you cannot always …
What Does Spoilage Insurance Cover?
If you own a restaurant, bar, nightclub, or other establishment that sells food or drink, you have probably heard of spoilage insurance. Spoilage coverage is a type of restaurant insurance and bar insurance add-on that reimburses business owners in the event of lost or contaminated perishable goods. …