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What To Know About Attestation J In Michigan

Cannabis Insurance · March 8, 2021

approval of attestation j allows dispensary owner to weigh and sell cannabis productsAttestation J is part of the application process to become a licensed cannabis company in Michigan. The purpose of Attestation J is to show compliance with Section 408 of the MMFLA. The Attestation J is signed by the company’s insurance provider, attesting that the coverage includes at least $100,000 of coverage for handling claims of bodily injury that are made by lawful users of adulterated marijuana. This review highlights the important things to know about Attestation J in Michigan.

What Is Attestation J?

To fully understand Attestation J, you must understand the requirements for receiving a marijuana license in Michigan. The Medical Marijuana Facilities Licensing Act (MMFLA) states that applicants must provide proof that they can cover the financial responsibilities associated with claims of bodily injury made by lawful consumers that the company may be responsible for.

Attestation J is a form that must be completed as a part of the application process for the Marijuana Regulatory Agency to receive a Michigan Cannabis License. It states that “no products liability exclusion exists in the liability coverage.” Companies are required to have financial coverage of no less than $100,000 for claims of bodily injury. This is almost always covered by the cannabis insurance provider. The MMFLA requires verification that the insurance provider is willing to cover the costs associated with bodily injury claims through the Attestation J form.

When Do I Submit The Attestation J Form?

The Attestation J form can be submitted after the company has secured an insurance policy that covers no less than $100,000 for claims of bodily injuries that the company’s products allegedly cause. Submission occurs while applying for a marijuana license in Michigan. Once the form is approved, then the company can proceed with receiving a license to operate in the state.

Additional Things To Know About Attestation J In Michigan

dispensary owner put the cannabis in the jar after attestation j application was approvedThere are three key things to remember about Attestation J in Michigan. First, the form must be signed by a representative of the insurance company, which is their attestation that your company is willing to cover the minimum amount required for claims of bodily injury made by lawful users of the company’s marijuana products. Secondly, the insurance contract is not void if the company does not meet the requirements. Lastly, Michigan marijuana companies are required to submit an Attestation J form to receive a Michigan marijuana license.

The Form Must Be Signed By A Representative Of The Insurance Company

The Attestation J form must be signed by a representative of the insurance provider, rather than only by the applicant. This is because the purpose of Attestation J is to show the Marijuana Regulatory Agency that the applicant has adequate financial coverage from their insurance provider to deal with claims of bodily injury caused by adulterated marijuana made by lawful users whose claims add up to $100,000 or more. Without a representative of the insurance company signing the Attestation J form, it is destined for denial.

Non Conformity With Section 408 Does Not Void The Insurance Contract

It is also important for those who submit an Attestation J in Michigan to realize that non-conformity with Section 408 does not void the insurance contract. This means that if the insurance company doesn’t offer the necessary coverage for your business to receive the licensing to operate as a cannabis company in Michigan, then it does not void the contract between the insurance provider and the policyholder.

Subsequently, it is important for applicants to understand their insurance policy before their coverage begins. They should verify that the policy includes coverage of claims of bodily injury that are no less than $100,000. If this is not included in the policy, then the policyholder should make adjustments to their policy before submitting an Attestation J form.

Attestation J Is Required For A Michigan Marijuana License

Attestation J is required when seeking a Michigan cannabis license. It should be an easy step in the process if the company has the necessary insurance coverage that is mandated by Section 408 of the MMFLA. Otherwise, it can become a long process to get the appropriate coverage and become approved by the Marijuana Regulatory Agency. The best way to ensure compliance is to choose a reputable cannabis insurance provider who understands Michigan laws and regulations that are applicable to your company.

Speak With The Insurance Professionals At MFE Insurance

magnified view of a cannabis plant that was planted after the growers attestation j application was approvedYou can learn more about Attestation J by contacting the insurance professionals at MFE Insurance. We offer insurance policies to Michigan cannabis companies, ensuring you are properly covered for bodily injury and other claims that may be made against your business. We also can help you with the Attestation J process in Michigan to assist you with acquiring or renewing your license, answer your questions and concerns, and help ensure you have the information and coverage needed to protect your business.

Filed Under: Cannabis Insurance

Previous Post: « Benefits Of Working With A Cannabis Insurance Consultant
Next Post: Is Your Cannabis Business Covered In Michigan? »

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