Part of the homebuying process is understanding the importance of homeowner’s insurance coverage. Standard homeowner’s insurance safeguards your home and unattached structures on your property against certain hazards, such as fire, wind damage, thunderstorms, hurricanes, tornadoes, and vandalism. A …
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What Does Equipment Breakdown Insurance Cover?
If you own a restaurant, office building, or any other type of commercial business that uses costly equipment, having equipment-breakdown insurance is a must. Equipment insurance is a type of business insurance that covers the cost to repair broken commercial equipment, as well as the loss of …
Illinois Cannabusiness: What You Need to Know
The recreational use of marijuana in Illinois has a long, complicated history. In 1931, Illinois banned the use of recreational marijuana, just six years before the national law passed. It was not until 1978 that the state approved the Cannabis Control Act, which legalized the medical use of …
What is Errors and Omissions Insurance?
As an expert in your field, people expect you to provide stellar service that meets certain standards. However, as humans we all make mistakes, and when these mistakes are made in a business setting, a person has the right to file a claim against you. Errors and omissions (E&O) insurance is a type …
Illinois Marijuana Legalization: What You Should Know
Come January 1, 2020, recreational marijuana will become legal in Illinois. Adults age 21 and over will be able to legally purchase marijuana for recreational use from licensed sellers in the state. Under the new law, adults of legal age can buy up to 30 grams, or approximately 1 ounce of marijuana …
Why Your Nightclub Needs Equipment Breakdown Insurance
Due to their rising popularity, owning a modern nightclub can be highly profitable. Unfortunately, ownership also comes with major responsibilities, and the decisions you make can greatly impact your finances and the long-term success of your business. Read on to learn why your nightclub needs …