Traditionally, a dram shop is any shop where spirits are sold by the dram. Today, the term refers to any tavern, bar, or similar commercial property where alcoholic beverages are sold. Dram shop laws refer to laws that make businesses liable if they sell or serve alcohol to a minor or to patron who
Long Term vs. Short Term Production Insurance
Getting the green light on a film, online video, or TV production can be an exhilarating experience. However, whether you are working on an educational documentary or an episodic television production, it is important to understand the various risks involved in the entertainment industry. Production
How to Protect Your Company Against Wrongful Termination Claims
As a business owner, you do your best to ensure that your employees are treated fairly and in accordance with local, state, and federal laws. However, when it comes to firing an employee the line between just and unjust can sometimes blur. In certain circumstances, firing an employee can constitute
How Can I Protect My Web Series Against Copyright Infringement Claims?
Web series, often in episodic form, have exploded in popularity in recent years. Made up of a series of scripted or non-scripted online videos, a web series is an effective way to reach a wide audience in an accessible and affordable way. While a web series is a practical way to get your content out
Does My Business Need Spoilage Insurance?
Food spoilage has always been a major inconvenience for businesses that make, prepare, or serve food. If perishable ingredients are not used up before they expire or go bad due to an unforeseen event, businesses can lose hundreds or even thousands of dollars in product. While you cannot always
Why Your Restaurant Needs Equipment Breakdown Insurance
As a restaurant owner, you know that a breakdown can happen at any time. Computer systems can go on the fritz, electrical components can fail, and mechanical parts can cease to work. These unexpected breakdowns often come at the worst time, affecting business operations and your bottom line. While
The Top 6 Benefits of Travel Accident Insurance
Working in the entertainment industry puts you at risk for a wide range of liability issues. Whether you are planning a musical festival or have a band touring across America, having the right protection can help safeguard you from costly claims. Travel accident insurance is one type of coverage
How to Protect Your Car Show Against Costly Liabilities
Hosting a car show is an effective way to gather the local auto enthusiast community and make money while doing something you love. However, like all events, car shows pose a risk to staff, volunteers, and the public. From damage to expensive vehicles to slip-and-fall accidents, it is important to
How Do I Insure My Cannabis Property?
The marijuana industry is evolving at a rapid pace. Help protect your investment with the right type of cannabis insurance. Insuring your business for professional liability, general liability, and direct physical loss can minimize the damage caused by possible damage and lawsuits. Property damage