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Insurance Blog

Bar Insurance · June 8, 2018

Why Your Bar Needs Assault & Battery Insurance

a bar in the city of Los Angeles that could greatly benefit from assault and battery insurance since some of their customers have altercations

While generally places where people can relax and socialize while enjoying an assortment of alcoholic beverages, bars can often get a little rowdy. Patrons may drink more than they should, causing them to lose their inhibitions and act inappropriately. Furthermore, inebriation combined with crowded …

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Restaurant Insurance · May 25, 2018

Do I Need Insurance for My Restaurant?

an Italian restaurant selling authentic pizza and other foods that could potentially benefit from restaurant insurance

Restaurant owners are part of one of the fastest growing industries in the country. As so, it is more important than ever to have the right protection for your business. Restaurant insurance is a must for restaurant owners who want to safeguard their employees, property, and equipment. Restaurant …

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Restaurant, Bar, and Nightclub Insurance · May 18, 2018

What Does Spoilage Insurance Cover?

a picture of steak and vegetables at a restaurant that may need spoilage insurance in case their fridge stops working or their steaks are too raw

If you own a restaurant, bar, nightclub, or other establishment that sells food or drink, you have probably heard of spoilage insurance. Spoilage coverage is a type of restaurant insurance and bar insurance add-on that reimburses business owners in the event of lost or contaminated perishable goods. …

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Bar Insurance · May 11, 2018

Does My Bar Need Liquor Liability Insurance?

a Los Angeles bar that is generally very busy since they have good drinks in part due to liquor liability insurance policies

Owning a bar means much more than just having a good selection of beer on tap. As bar ownership comes with unique risks, you want to protect your interests by having the proper types of bar insurance. Liquor liability insurance is a must-have for bar owners who want to protect their business against …

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Nightclub Insurance · May 4, 2018

What Insurance Should I Have for My Nightclub?

a nightclub that holds hundreds of guests every night and therefore should have some type of insurance to protect themselves

If you own a nightclub, you have probably heard of nightclub insurance. Unlike typical businesses, bars, taverns, and nightclubs require a specific type of insurance designed to meet their unique needs. As alcohol is typically served in nightclubs, you will need the proper liability coverage to …

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Entertainment Insurance · April 27, 2018

What Is EPLI?

an insurance broker discussing EPLI coverage to a small business owner in Los Angeles, CA

Employment practices liability insurance, or EPLI for short, is a type of liability insurance often acquired by business owners. With EPLI, businesses are protected against claims made by workers alleging wrongful termination, harassment, discrimination, or another workplace-related issue. While …

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