While generally places where people can relax and socialize while enjoying an assortment of alcoholic beverages, bars can often get a little rowdy. Patrons may drink more than they should, causing them to lose their inhibitions and act inappropriately. Furthermore, inebriation combined with crowded …
Insurance Blog
Do I Need Insurance for My Restaurant?
Restaurant owners are part of one of the fastest growing industries in the country. As so, it is more important than ever to have the right protection for your business. Restaurant insurance is a must for restaurant owners who want to safeguard their employees, property, and equipment. Restaurant …
What Does Spoilage Insurance Cover?
If you own a restaurant, bar, nightclub, or other establishment that sells food or drink, you have probably heard of spoilage insurance. Spoilage coverage is a type of restaurant insurance and bar insurance add-on that reimburses business owners in the event of lost or contaminated perishable goods. …
Does My Bar Need Liquor Liability Insurance?
Owning a bar means much more than just having a good selection of beer on tap. As bar ownership comes with unique risks, you want to protect your interests by having the proper types of bar insurance. Liquor liability insurance is a must-have for bar owners who want to protect their business against …
What Insurance Should I Have for My Nightclub?
If you own a nightclub, you have probably heard of nightclub insurance. Unlike typical businesses, bars, taverns, and nightclubs require a specific type of insurance designed to meet their unique needs. As alcohol is typically served in nightclubs, you will need the proper liability coverage to …
What Is EPLI?
Employment practices liability insurance, or EPLI for short, is a type of liability insurance often acquired by business owners. With EPLI, businesses are protected against claims made by workers alleging wrongful termination, harassment, discrimination, or another workplace-related issue. While …