If you own a restaurant, bar, nightclub, or other establishment that sells food or drink, you have probably heard of spoilage insurance. Spoilage coverage is a type of restaurant insurance and bar insurance add-on that reimburses business owners in the event of lost or contaminated perishable goods. …
Insurance Blog
Does My Bar Need Liquor Liability Insurance?
Owning a bar means much more than just having a good selection of beer on tap. As bar ownership comes with unique risks, you want to protect your interests by having the proper types of bar insurance. Liquor liability insurance is a must-have for bar owners who want to protect their business against …
What Insurance Should I Have for My Nightclub?
If you own a nightclub, you have probably heard of nightclub insurance. Unlike typical businesses, bars, taverns, and nightclubs require a specific type of insurance designed to meet their unique needs. As alcohol is typically served in nightclubs, you will need the proper liability coverage to …
What Is EPLI?
Employment practices liability insurance, or EPLI for short, is a type of liability insurance often acquired by business owners. With EPLI, businesses are protected against claims made by workers alleging wrongful termination, harassment, discrimination, or another workplace-related issue. While …
Do I Need Insurance for My Special Event?
Whether you are throwing a grand party or hosting a special event, there is always a risk of a lawsuit. Special event insurance is a smart way for event planners to safeguard their events and achieve the peace of mind that comes with special event insurance. This type of specialized insurance is in …
What Does Film Production Insurance Cover?
Establishing a business in the film industry is no small task. From building sets to finding talented actors, each step requires great attention to detail and a hefty budget to cover ever-growing production costs. As filmmaking is a substantial investment, it is only natural that you want to …