The crime of embezzlement occurs when an employee has access to the funds of your business and steals it. Embezzlement is the theft or misappropriation of funds placed in someone's trust. An example of embezzlement is when a cashier steals cash from the till. Another example is when your office
Why Your Cannabis Dispensary Needs Product Liability Insurance
Product liability is a must-have for any business involved in the high-risk cannabis industry. With recreational cannabis now legal in 10 states and medical cannabis legal in 33, insurance companies are seeing a rapid increase in cannabis-related product liability claims and lawsuits. Product
How Does Workers’ Compensation Insurance Cover My Restaurant Employees?
Workers’ compensation insurance is an insurance program required by state law. The workers’ comp program requirements vary by state. In every state, however, the employer pays premiums, and the program pays benefits in the form of pay replacement and medical benefits to employees who have
The Latest in Drone Technology
Over the last several years, drones have become essential to the function and performance of various businesses and organizations. These unmanned aerial vehicles (UAV) open up brand new opportunities for companies, from delivering packages in record time to recording incredible image and video.
Why Your Next Film Production Needs Production Insurance
Production insurance is in the simplest terms insurance coverage designed to cover the unusual risks involved in filmmaking activities. Production companies and filmmakers and anyone who is producing a film as part of a business activity should discuss the need for production insurance with an
The 2019 Guide to the Most Important Drone Insurance Coverage
Drone insurance includes a range of insurance coverages. The type of drone insurance you need depends on your drone activity and the nature of your drone business. It also depends on your contractual requirements with your clients and subcontractors, or your rental agreement obligations. If you are
Top 4 Benefits Of Commercial Auto Insurance For Your Restaurant
Running a restaurant can be an exciting and lucrative endeavor. However, restaurant owners face a number of unique risks. Sports-oriented restaurants in particular can be risky as most serve alcohol which can make a business owner liable in the event of a vehicle accident. Fortunately, there is
What is Directors & Officers Insurance?
Protecting your top talent should be a main priority for any business. Directors & officers (D&O) insurance is specifically designed to protect board members in the event that they are sued over decisions they made on behalf of your company. D&O insurance typically covers corporate directors and
Am I Covered If a Fight Breaks Out In My Bar?
Owning a bar has a number of unique risks not common in other industries. As bar owners earn a livelihood from serving alcoholic drinks, it is inevitable that an accident will occur at one point or another. From property damage to physical altercations, such incidents can result in serious legal