If you have a Workers Compensation Policy or anticipate obtaining one in the future it is important to understand how the policy works and be prepared for an audit of your policy. Working with a workers compensation auditor doesn’t have to be difficult if you are prepared for following through with …
Business Insurance
Am I Covered If My Employee Embezzles From My Business?
The crime of embezzlement occurs when an employee has access to the funds of your business and steals it. Embezzlement is the theft or misappropriation of funds placed in someone's trust. An example of embezzlement is when a cashier steals cash from the till. Another example is when your office …
How Does Workers’ Compensation Insurance Cover My Restaurant Employees?
Workers’ compensation insurance is an insurance program required by state law. The workers’ comp program requirements vary by state. In every state, however, the employer pays premiums, and the program pays benefits in the form of pay replacement and medical benefits to employees who have …
What is Directors & Officers Insurance?
Protecting your top talent should be a main priority for any business. Directors & officers (D&O) insurance is specifically designed to protect board members in the event that they are sued over decisions they made on behalf of your company. D&O insurance typically covers corporate directors and …
Top 6 Benefits of Business Insurance for Cannabis Dispensaries
Business insurance provides protection against losses that may occur during normal business operations. If you are involved in the high-risk cannabis industry, having adequate insurance is a must to avoid certain social and financial pitfalls. As the legalization of marijuana for medical and …
How to Protect Your Company Against Wrongful Termination Claims
As a business owner, you do your best to ensure that your employees are treated fairly and in accordance with local, state, and federal laws. However, when it comes to firing an employee the line between just and unjust can sometimes blur. In certain circumstances, firing an employee can constitute …